How Do I Get a Discount on my Auto Insurance? Smart Driving App

I’ve got good news! Insurance companies have been listening to you! One of the biggest complaints I’ve heard over the last few years is this: why do I get penalized for other people’s bad driving? Everyone can see their auto rates climbing steadily. It doesn’t matter what type of auto insurance, who you have it Read more about How Do I Get a Discount on my Auto Insurance? Smart Driving App[…]

What Affects Your Auto Insurance Rates? Part 1

. Increasing auto insurance rates have become a hot button topic here in Fort Worth and North Texas. Just about every insurance review I do now people want to know why their rate has increased. In fact I’m getting that question so much I figured it would be a great subject to answer First let’s Read more about What Affects Your Auto Insurance Rates? Part 1[…]

Texting and Driving in Texas Law: Illegal Starting September 1st, 2017

Ban on Texting and Driving in Texas: What it Means and How it Affects You On June 6, Texas Governor Abbott announced that House Bill 62 will be law beginning in September. Texting while driving can be given a $25-99 fine for first-time offenders, and repeat offenders can be penalized $100-200 for repeat offenders. What Read more about Texting and Driving in Texas Law: Illegal Starting September 1st, 2017[…]

I’ve Just Been in an Accident. What Do I Do Next?

  Step 1: Check for Injuries   After a car accident, things can get so hectic, so don’t be surprised if you are shaky, or you have a hard time thinking straight. This is a common effect of the adrenaline dump, so first try to get your breathing under control and check yourself and passengers Read more about I’ve Just Been in an Accident. What Do I Do Next?[…]

What is Full Coverage Auto Insurance?

  “I Don’t Worry, I Have Full Coverage” Ah, one of my favorite phrases in all of insurance! Everyone wants to be fully covered but here’s the problem: you’ve got about as much of a chance at some ocean front property in Arizona as you do having full coverage in insurance. Not a George Strait Read more about What is Full Coverage Auto Insurance?[…]

What is the Totaled Vehicle Value and the New Car Replacement Option?

    In a Cris Answers article about full coverage, I talked briefly about the total vehicle value. This is a huge issue if you have a brand new car or even a late model car. In the case of an accident where your car is totaled, all vehicles are paid out as “Actual Cash Read more about What is the Totaled Vehicle Value and the New Car Replacement Option?[…]