If you own your own business, time is one thing you seem to always be lacking. You have a lot on your plate round-the-clock, and it seems you spend all your time working on the “urgent”–trying to get your products or service ready, training new hires and staff, making sure customers are satisfied, figuring Read more about What is Key Man Insurance?[…]
Understanding the Buy-Sell Agreement A buy-sell agreement is designed for partners or multiple owners to protect the business if one of the owners were to die unexpectedly. Basically, this agreement addresses the fundamental continuity of the business for the remaining owner(s) through buying out the deceased owner’s share of the business from their Read more about What is Commercial Buy-Sell Life Insurance?[…]
The Strange Beast of Commercial Insurance Commercial insurance or business insurance is an entirely different animal compared to personal insurance. Most people are at least basically familiar with personal insurance because it’s something each of us deals with a couple times a year. But if you’re about to dive into deep waters of Read more about What is General Liability Commercial Insurance?[…]
If you’re reading this, let me begin by saying I’m proud of you. It’s a very honorable thing what you’re doing…considering a life insurance policy. For most people, the thought of their own death is so displeasing that they’d do anything to avoid it. Sure people will joke about it, but to really think Read more about Which Life Insurance Policy is Right for Me?[…]
Whole life insurance has gotten a bad rap lately. Probably because of a few financial gurus that specialize in helping people get out of debt. Basically, they don’t like them. The general argument used against whole life insurance is this: premiums are higher than term life insurance for less coverage. Why would you buy Read more about What is Whole Insurance?[…]
Not all life insurance is created equal. In fact, each product has its own benefits and drawbacks. Understanding the difference is the key to your satisfaction with your purchase. The problem most people run into when looking for life insurance is they don’t understand how each product will perform; and each one performs very differently. Read more about What is Term Life Insurance?[…]