I’ve Just Been in an Accident. What Do I Do Next?

  Step 1: Check for Injuries   After a car accident, things can get so hectic, so don’t be surprised if you are shaky, or you have a hard time thinking straight. This is a common effect of the adrenaline dump, so first try to get your breathing under control and check yourself and passengers Read more about I’ve Just Been in an Accident. What Do I Do Next?[…]

Why Read Your Policies Carefully?

  There is no insurance policy in existence today that will pay for everything. You might have heard the term “full coverage”? It’s a unicorn. It doesn’t exist. Actually, it’s a marketing ploy to make people feel like they have more coverage than they actually do. You can absolutely be adequately covered, but to do Read more about Why Read Your Policies Carefully?[…]

What is Full Coverage Auto Insurance?

  “I Don’t Worry, I Have Full Coverage” Ah, one of my favorite phrases in all of insurance! Everyone wants to be fully covered but here’s the problem: you’ve got about as much of a chance at some ocean front property in Arizona as you do having full coverage in insurance. Not a George Strait Read more about What is Full Coverage Auto Insurance?[…]

What is the Totaled Vehicle Value and the New Car Replacement Option?

    In a Cris Answers article about full coverage, I talked briefly about the total vehicle value. This is a huge issue if you have a brand new car or even a late model car. In the case of an accident where your car is totaled, all vehicles are paid out as “Actual Cash Read more about What is the Totaled Vehicle Value and the New Car Replacement Option?[…]

What is Rental Coverage and Towing Insurance?

  Rental Coverage on Your Auto Policy   A great option for many people to add to their insurance is rental coverage. This coverage will allow you to rent a vehicle while yours is in the shop for repairs. Many people don’t realize this, but if the accident is your fault, your insurance company will Read more about What is Rental Coverage and Towing Insurance?[…]